How to Apply for HELB Waiver | Full Penalty Waiver to Loanees

The Higher Loan Education Board (HELB) has created a HELB waiver that is intended to relieve the burden of loan defaulters so as to entice them to pay their loans. Once a person has completed, they are supposed to pay the HELB loan to avoid penalties, which increases costs.

Furthermore, the HELB waiver is always announced to the general public once in a while so as to continue empowering students to achieve their educational goals.

Perhaps you want to know how to apply for HELB waiver. Well, the application process is done through the HELP portal and involved just a few steps. Let us get started on the application process.

Application Process of HELB Waiver

I am going to show you the procedure on how to apply for a HELB waiver:

  1. Login to in your browser.
  2. Log in to the HELB portal.
  3. Go to online services.
  4. Navigate to the penalty waiver offer.
  5. Click on “Take this offer” to continue.
  6. You will be asked to select your preferred method of payment based on the options given.
  7. Click submit to complete the HELB waiver process.
  8. Press print for penalty waiver.

This is the easiest way you can apply for a HELB waiver in Kenya.

Frequently Asked Questions

How to calculate the HELB waiver?

Well, there is no specific formula to calculate the HELB waiver as of now, but the board announced a 100% waiver.

How much is the HELB penalty per month?

The HELB penalty per month is Ksh. 5,000. This amount is imposed on you when you fail to pay your HELB loan in that month.


To summarize, the HELB waiver has done more good for society as a whole because of the relief measure designed to alleviate the burden on loan defaulters. It is also recommended that you pay your HELB loan on schedule to avoid monthly penalties of Ksh. 5,000. Make your HELB application today to take advantage of the amount of money available to students to meet their needs.

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