The National Hospital Insurance Fund (NHIF) is a government project or, more accurately, a cooperative. Its job is to make sure that people can get affordable health care. Since the government established NHIF, people have been able to get high-quality care and good hospital services at prices that are affordable.
But if you want to use NHIF services, you have to pay a monthly fee to cover them. You might, however, want to know how much NHIF is per month.
NHIF costs about 500 Kenyan Shillings per month for those who are self-employed. On the other hand, the NHIF cost for the employed ranges from as low as Ksh. 150 to as high as Ksh. 11,0000 depending on one’s monthly salary.
The NHIF registration fee costs about Ksh. 1,500 on average for the self-employed.
How Much is NHIF Penalty
Are you trying to find out how much the NHIF penalty is per month? Well, contributors who fail to pay premiums by the 9th of the month will pay a 50 per cent penalty.
Therefore, if your payment is Ksh. 500 per month, you’ll pay a penalty of Ksh. 250.
How to Pay for NHIF
There are a lot of ways to pay NHIF per month. You can pay using Mpesa by going to the Mpesa menu, selecting paybill, and entering the business number as 200222. Enter the national ID number as the account number.
NHIF Rates for the Employed
NHIF rates are based on one month’s income. In simple terms, those with higher monthly incomes will have to pay higher contribution rates, while those with lower incomes will pay lower contribution rates starting from Ksh. 150.
NHIF deduction rates will be from Ksh.150 to up to Ksh.11,000.
That is a brief summary of the NHIF rates in Kenya.
NHIF Cover for Inpatients
NHIF cover limits for inpatient services will vary. This is to mean that for government hospitals the prices will be from Ksh. 1,200 per day and about Ksh. 4,000 per day for private hospitals.
The NHIF cover limits for self-employed individuals and the unemployed are determined by the NHIF board. Visit NHIF official website for more information.